In the market for a moisturizer with SPF? In order to keep your skin as healthy as possible and get the most bang for your buck, there are a few things you need to know about the product category.

As a refresher, these SPF-infused moisturizers are designed to moisturize your skin and supply some protection from the sun’s harmful UV rays at the same time. These multitasking formulas essentially combine two very important daily skin-care steps into one jar and can shave a few minutes off of your morning routine.

So can these fusion products take the place of your facial sunscreen? That’s a tricky question to answer definitively because not all SPF-infused moisturizers are created equal — especially when it comes to what level of sun protection they offer.

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